Mirror Switch and Save Terms & Conditions

USER TERMS & CONDITIONS ("Terms of Use").

By using the Site, you confirm that you accept these Terms of Use and that you agree to comply with them. If you do not agree to these Terms of Use, you must not use the Site. We amend these Terms of Use from time to time. They were most recently updated on [ 5th March 2026.]

Who We Are and Our Relationship with Our Partner

• Who We Are: We are Reach Publishing Services Limited, part of the Reach group, trading as “Mirror Switch & Save”. We are a company registered in England under company number 08339522 and our registered office is at One Canada Square, Canary Wharf, London, E14 5AP. Our VAT number is GB 440 3567 67. “We” or “us” in these Terms of Use means Reach Publishing Services Limited. We are a registered data controller with the Information Commissioner's Office (ICO). Our registration number is ZC066670.

• Our Partner (Seopa Ltd T/A Quotezone): We are an Introducer Appointed Representative (IAR) of Seopa Ltd. Seopa Ltd are authorised and regulated by the Financial Conduct Authority (FCA). Quotezone is a trading style of Seopa Ltd, who is our independent partner that owns and operates the insurance quote system and comparison services via their website www.quotezone.co.uk. View the Financial services register at https://register.fca.org.uk/. FRN: 313860.

Please read the terms and conditions of the Quotezone website carefully before you use their services.

THERE ARE OTHER DOCUMENTS THAT ARE RELEVANT TO YOU

These Terms of Use refer to the following additional terms, which also apply to your use of the Site:

• Our Privacy Notice

• Our Cookie Notice

2. Use of the Mirror Switch & Save Site

• Our site is made available to you free of charge. You acknowledge that, from time to time, the site may be unavailable and that we may suspend, withdraw, discontinue or change all or any part of our site at any time without notice.

• We do not guarantee that our site will be secure or free from bugs or viruses. You should use your own virus protection software.

• You must not misuse our site (for example by knowingly introducing viruses or other material which is malicious or technologically harmful). You must not attempt to gain unauthorised access to our site or to any of the systems underlying it, nor attack them or use them to attack others.  You must not modify, distribute or republish our site without our prior written permission. You also agree not to frame the Site for any purpose, unless specifically authorised by us to do so.

• Our site includes links to our partner's site (www.quotezone.co.uk). We are not responsible for www.quotezone.co.uk (or any other third-party sites that we link to) nor any of their content and we do not give any warranties or make any representations regarding any Quotezone or other content and/or services.

• We may receive a fee or commission for introductions made via the links provided.

• The content on the Site is provided “as-is” and for general information and editorial purposes only. It is not intended as financial advice. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on the Site.

• We make no representations, warranties or guarantees, whether express or implied, that the content on the Site is accurate, complete or up to date and we do not accept any responsibility for any of such content.

• We are not liable for things beyond our control, such as power failure and problems on the Internet.

3.  Our Intellectual Property and Trade Marks

The intellectual property in all design, text, graphics and other material (other than user generated content) and the selection or arrangement of such material on the Site is owned by us and/or our respective licensors.

We are the owner of:

• those trade mark(s) indicated as such throughout the Site from time to time; and

• all other trade marks used in the Site which are not licensed to us by any third party.

All other trade marks, product names and company names or logos cited therein are the property of their respective owners.

4.     Our Responsibility for Loss or Damage suffered by you

We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees or liability for fraud or fraudulent misrepresentation.

We exclude all implied conditions, warranties, representations or other terms that may apply to the Site or any content on it, to the extent that it is lawful to do so

Subject to those rights, we exclude all implied conditions, warranties, representations or other terms that may apply to the Site or any content on it, to the extent that it is lawful to do so and

We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

• use of, or inability to use, the Site; or

• use of or reliance on any content displayed on the Site.

We will not be liable for:

• loss of profits, sales, business, or revenue;

• business interruption;

• loss of anticipated savings;

• loss of business opportunity, goodwill or reputation; or

• any indirect or consequential loss or damage.

If any provision (or part of a provision) of these Terms of Use is found by any court or administrative body of competent jurisdiction to be invalid, unenforceable or illegal, the other provisions shall remain in force.

If any invalid, unenforceable or illegal provision would be valid, enforceable or legal if some part of it were deleted, the provision shall apply with whatever modification is necessary to give effect to the commercial intention of the parties.

5. These Terms are Personal to You

These Terms of Use shall be personal to you and you may not assign, transfer, sublet, lease or delegate all or any of your rights and obligations, without our prior written consent.

We reserve the right to assign or transfer all or any of our rights and obligations under these Terms of Use to any companies in the same Reach Group or another third party. In the event of assignment or transfer, notification will either be given to you by e-mail or posted on the Site.

Which Country’s Laws Apply to Any Disputes?

Please note that these Terms of Use, their subject matter and their formation, are governed by English law. You and we both agree that the courts of England and Wales will have exclusive jurisdiction except that: if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland; if you are resident of Scotland, you may also bring proceedings in Scotland; and if you are a resident of the Republic of Ireland you may also bring proceedings in the Republic of Ireland.

If you are a consumer, you will benefit from any mandatory provisions of the law of the country in which you are resident. Nothing in these Terms of Use, including, without limitation, this section dealing with governing law and jurisdiction, affects your rights as a consumer to rely on such mandatory provisions of local law.